Attention homeowners in Goodyear and Maricopa County: Need an appraisal?

See the top reasons AZ homeowners need Art Softley Real Estate:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Maricopa county's assessment of your property
  3. Remove PMI to cut their mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a AZ divorce, when real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Maricopa County or the state of AZ

Need help deciding the price of your house in or near Goodyear, AZ?
Contact Art Softley Real Estate.

We at Art Softley Real Estate understand the special needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a person not in the real estate business that most likely doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Art Softley Real Estate, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. Art Softley Real Estate is seasoned in helping customers just like you do away with unwanted PMI insurance.

Challenging Maricopa county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other houses close to yours. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An expert appraisal from Art Softley Real Estate is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Art Softley Real Estate can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a seasoned professional double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.